I have figured out that I started my life out as a spender. That much is obvious I guess, you don't get into over ten thousand dollars worth of debt TWICE because you don't like to spend money. My boyfriend is a spender. He is of the mindset that we work hard and we "deserve" it.
And for a while we spent every single dime we made. We didn't really save anything besides what my employer took out for my 401k. (which by the way i make the maximum contribution for the match thank you very much) and we were okay. It was okay when we were in our early/mid twenties to have our mattress on the floor and all of our furniture was mismatched and our plates and we looked like broke ass college students. We were having fun, we ate out all the time, we had the new dvd releases every tuesday, we took turns going out with our friends and so on and so forth.
I can't exactly put my finger on when everything changed. As I inch closer to 30 and C's 30th birthday is in 2 months...I look around our house and I long for matching plates. They don't have to be pottery barn (oh i wish...) target would do. But i would love to have enough plates that match to feed people. I want my mattress off the floor, i would love matching furniture. i want a tv that doesn't have weird color things happening to the screen. i want to be able to buy art to put on the wall, and have a savings account with money in it.
and its hard. i've turned into a saver and C is still a spender. so we argue over money. we love to eat out on the weekends. so now i loathe the weekends. we wake up and he wants to go to brunch at cracker barrel and end up spending about 40 dollars and then sushi for dinner which is another 60. and its hard to break the habit because we've always done it. he whines about how sandwhiches are "boring" and pouts and complains and a lot of times i give in because its easier than fighting. so before we know it we've spend 150-200 dollars on food in one weekend.
i need to stop letting him guilt me into these things and he needs to stop acting like a child. so that is goal number one.
1. spend no more than 40 dollars per weekend on eating out.
i'll let you know how it goes.....
Subscribe to:
Post Comments (Atom)
No comments:
Post a Comment